Wealth Management SIB Academy



Make banking simple: check balances, pay bills or transfer money almost anytime, anywhere with our e-Channel services


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Banking...anywhere. anytime.


Bank from wherever you are: our secure Online Banking allows you convenient access to your account and carrying out a wide range of transactions wherever you are. Sign up for Online Banking now and manage your money in a easy, secure and convenient way.




Features & Benefits


  • Account transactions history (print, email or download)
  • Account statement (print, email or download)
  • View cheque images (inward & outward)
  • Account to account transfer with standing order option
  • Internal / External Transfer with standing order option
  • Donation (Zakat , Sadqat)
  • University fees payment.
  • View finance and deposit details
  • Activate / Block debit Cards instantly
  • Foreign exchange rates
  • Applications
    • New Fixed Deposit
    • Debit Card Re- Issuance
    • Additional Account opening
  • Account Certificates
  • Cheque Book request


Credit Cards

  • Credit Card statement (print, email or download)
  • Credit Card payment with auto payment feature
  • Within SIB Credit card payment with auto payment feature
  • Payment history and tracking
  • Activate / Block Credit Cards instantly
  • Auto Debit Percentage change request
  • Limit increase request
  • Credit card Re-Issuance Application


Utility bill payment

  • SEWA payment with auto payment feature
  • DEWA payment
  • Etisalat payment with auto payment feature

Security tips: 


SIB takes online security very seriously. We have invested in a state-of-the-art encryption technology and firewalls to help protect you and allow you to bank online in a safe & private manner. While we do our best to protect you from online fraudsters and scam artists, we urge you to be alert and take simple precautions to protect yourself and your finances.



  • Access SIB online banking services only through our website www.sib.ae
  • Ensure that the address bar has a 'https://', a green background and a visible padlock
  • Change your password on a regular basis and login to your online account frequently to verify your transactions
  • Keep your computer updated with the latest antivirus programs



Keep in mind:

  • SIB will never send e-mails that ask for confidential information like account information, credit/debit card details, PINs or Online banking details.
  • We will never send you an email asking you to verify your secure Online Banking details.
  • Genuine emails from us never contain links for product information, application forms or to the Online anking sign in page.


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Access your account even more quickly with our convenient & secure Phone Banking...


With friendly advisers to help you 24/7, our telephone banking service is just like having a branch at the end of the phone.


Just call us on 06-5999999 anytime. 

Key services available in our IVR


  • Check your Account, Card and Finances balances easily
  • Check your Account transactions history 
  • Activate or deactive your Debit/Credit or Prepaid Card in a few seconds
  • Get started with Online/Mobile Banking registration or recover forgotten user ID/password
  • Make local and international transfers
  • Pay your utility bills, top-up your Salik accountZakat & Sadaqa payments
  • Apply for Fixed and Recurring Deposit Accounts
  • SIB branches & ATM locations
  • Profit and exchange rates information
  • Update personal information
  • Request for Bank statements by fax

IVR Registration:


1. Contact our Call Center on 06-5999999

2. Choose a language (Arabic – English)

3. Press "1" for account information

4. Insert your Debit / Credit Card number followed by # key


5. Follow phone banking service guidance

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SIB offers the SMS Service as you can now check your financial transactions through SMS and receive an automatic notification of account activity 24/7.


How to apply?


You need to visit the nearest branch and submit your application.


To inquire about your accounts, deposits, installments and many other services via SMS, you can send you information request to 6667 from your registered mobile number with Sharjah Islamic Bank as per following services' codes: 


Pull SMS service codes:

  Service Text to be sent
LM To change the language mode

To receive SMS in Arabic: LM<space>A

To receive SMS in English:  LM<space>E


AB Account balance AB<space><13 digits Account Number
AS Account Summary AS<space><Base Number>
LF Last five transactions LF<space><13 digits Account Number>
VB Visa card balance VB<space><Base Number>
FD Fixed deposit details FD<space><FD Reference Number>
DI Murabaha /Ijarah/ installments DI<space><Deal Reference Number>
SO Standing orders SO<space><13 digits Account Number>
BO Balance orders BO<space><13 digits Account Number>
EX Exchange Rate EX
IBAN IBAN code IBAN< space><13 digits Account Number>
OPTIN Opt-in for marketing companies OPTIN
OPTOUT Opt-out for marketing companies OPTOUT

Apply Now
Terms & conditions apply
Services & Charges


We are working towards creating a paperless world. Therefore, SIB began sending bank statements via email. You can now receive your E-statements for free and enjoy great benefits:


  • Great security as you will be able to view your E-statements through your personal email.
  • Easy access to your previous E-statements
  • Fast delivery via email so you don’t have to wait for your physical mail to be delivered to your P. O. Box

Or fill out and sign the attached form and drop it at your nearest SIB branch.


E-Statement Application Form

You can also receive your statement through your Online Banking Account or our call center whenever required.

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Call us on 06-5999999, 24 hours serving you.

Required Documents


Original passport & UAE National ID
Valid UAE residence visa for expatriates


Apply Now
Terms & conditions apply
Services & Charges

Utility Bill Payment

Towards our continuous efforts in providing the best banking services, it is our pleasure to present the e-payment facility for utility bills payments.


You can e-pay your following bills:


  • Sharjah Electricity & Water Authority (SEWA)
  • Dubai Electricity & Water Authority (DEWA)
  • Etisalat
  • Salik

How do I pay my bills?!

Relax and take the pleasure of paying your utility bills through your Online Banking Account, Phone Banking Service (IVR) or any of our ATM machines spread around the UAE.

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Call us on 06-5999999, 24 hours serving you.

You can pay:

  • Your Water & Electricity Bill
  • SEWA
  • DEWA
  • Your Telecommunication
  • Etisalat Land Line
  • Internet Dial Up
  • Al Shamil ADSL
  • E-Vision
  • GSM
  • Wasel Recharge/Renewal
  • Your SALIK

ATM Cash & Cheque Deposit

Are you trying to Deposit cash or a cheque in your account? SIB made it easier by the wide range of ATM cash & cheque deposit feature. The main purpose of it is rectifying the banking significance throughout the UAE. Visit any of our ATM machine located in these places, and have your transaction done!

  • Sharjah Main
  • King Faisal Branch
  • Saif Zone Branch
  • Mega Mall Branch
  • Industrial Branch
  • Buhaira Branch
  • Wasit Branch
  • Sharjah American University Branch
  • Al Hamriya Branch
  • Al Dhaid Branch
  • Khorfakan Branch
  • Kalba Branch
  • Dubai Main Branch
  • Tawar Branch
  • Abu Dhabi Branch
  • Al Ain Branch
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Call us on 06-5999999, 24 hours serving you.