Wealth Management SIB Academy

Finances

 

Whichever stage of life you're at, we can help with our secure  Sharia'a based financing solutions to help meet all your goals.  

 

 

 

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Drive the car of your dreams…


Sketch your dream car with our best Car Finance profit rates and attractive features. Whether you are looking for a new or used vehicle, Car Finance from Sharjah Islamic Bank has flexible repayment terms and competitive profit rates to help put you behind the steering wheel of your dream car.

 

Evaluate Anywhere!

Evaluate any pre-owned car of your choice, anywhere in the UAE with Sharjah Islamic Bank’s convenient “Evaluation Anywhere” option. A single phone call is all it takes to fix an appointment and venue to evaluate the car you want to finance.

 

For Evaluation Anywhere, please call:

Valustrat 04-9262233

Features & Benefits

 

Available for new and used cars
Long and flexible repayment periods
Islamic insurance financing available
Competitive rates

Required Documents:

Original passport & UAE National ID
Valid UAE residence visa for expats
3 months bank statement
Applicants should be 21 years & above
Apply now
Terms & conditions apply
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A Personal Finance designed around your needs...

 

Do you dream of investing in a new project? Buy new furniture for your home? Giving your kids the best education? Looking to get married & start a family?

 

Sharjah Islamic Bank’s Personal Finance will make your dreams come true. Get the Personal Finance you need:

 

  • Goods Finance

​​Types of Goods Murabaha Services Finance:

 ►Furniture
 ►Electronics
 ►Household Appliances
 ►Building Materials & Tools
 ►Personal Computers & Lap Tops
 ►Boats, Motorcycles & machineries*
 ►Other Sharia compliant Goods 

 

 

  • Services Finance

Types of Ijarah Services Finance:

 ►Hajj & Umrah
 ►Education
 ►Medical treatment
 ►Holiday packages / Air tickets
 ►House/Flat / office/ shop annual rent
 ►Wedding & Events expenses
 ►Other Sharia Compliant Services

 

 

Features & Benefits

 

Fast & easy approvals
High finance amounts
Flexible payment periods & up to three months grace period on first installment
Convenient monthly installments
Competitive rates

Required Documents:

Original passport & UAE National ID
Valid UAE residence visa for expats
3 months bank statement
Apply now
Terms & conditions apply
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Own a place of your own…

 

If you are looking to buy a property to occupy or to invest in commercial property, we can assist you with your commercial or residential property finance requirements with competitve profit rates.

 

Get your dream property and finance the purchase of under construction/off-plan properties with our Real Estate Finance solutions for:

 

  • Residential Property: Available on Ready Property Finance & Residential Land
  • Non-Residential Property: A great oppurtunity to finance proerties for commerical purposes
  • Underconstruction Property: Available to purchase underconstruction/ off-plan properties in SIB approved projects 

Features & Benefits

 

Long and flexible repayment periods
Fixed rent that gives you stability against rates fluctuation
Convenient monthly installments
Available for ready and under construction properties
Hassle-free approval process

Required Documents:

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Six months bank statement
Salary Transfer Letter Valuation Certificate
The property documents (Site Plan, Map & Title of Deed, etc...)
Life & Permanent Disability Takaful Insurance
Property Insurance
Joint Deals
Geographic Scope (Freehold – Leasehold)
Original of (Trade License – Chamber of Commerce Certificate – Memorandum of Association)
Apply now
Terms & conditions apply
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