Wealth Management SIB Academy

Finances

 

Whichever stage of life you're at, we can help with our secure financing options for different needs and situations.  

 

Whether you want to buy a new car, move into your own home, invest in shares or simply take your family for a vacation, our Sharia'a based finance solutions will help you meet your goals.

Car Finance

Riding your dream car is a fantasy? SIB offers our Car finance with no hidden cost or unexpected fees, based on Murabaha concept. The rapid service, processes & approvals makes our finance easier to acquire.

Features & Benefits:

 

Available for new and used cars
Long and flexible repayment periods
Islamic insurance financing available
Competitive rates
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Call us on 06-5999999, 24 hours serving you.

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Employment and/or Labor Card (father / husband sponsored clients)
Valid Residence Visa (Expatriates)
Salary Certificate
Security Cheque (with car amount) & Valid Driving License
Apply Now
Terms & conditions apply
Services & Charges

Good Finance

The Personal Finance from SIB allows you to manage your disbursements & finance the purchase of goods & services with serenity, Sharia’a compliant. Based upon Islamic financing principles Murabaha (goods), SIB secures your Personal Finance for you.

 

Murabaha (Goods):

  • Household furniture
  • Electronics & domestic appliances
  • Building material
  • Boats
  • Motorcycles
  • Tools & machinery

Features & Benefits:

 

Flexible payment periods & up to 3 months grace period on first installment
Convenient monthly installments
Competitive rates

 

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Call us on 06-5999999, 24 hours serving you.

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Valid Residence Visa (Expatriates)
three months bank statement
Salary Transfer Letter
Letter from Service Provider
Apply Now
Terms & conditions apply
Services & Charges

Shares Finance

Have you tried to invade the shares exchange & couldn't make it? SIB Shares Murabaha meets your wishes. Shares Murabaha will pave you to invest in the list of companies in Abu Dhabi & Dubai markets & gives you flexibility to sell your shares at any point.

Features & Benefits:

  • Rapid approval
  • High finance amount
  • Long payment tenures
  • Instant purchase
  • No shares pledge, you can sell anytime
  • Simple & easy procedures
  • Fully Sharia’a Compliant

 

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Call us on 06-5999999, 24 hours serving you.

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Three months bank statement & security cheque
Apply Now
Terms & conditions apply
Services & Charges

Home Finance

Having your own home is your concern? SIB Tamallak (Home Finance); based on Islamic finance of Ijarah concept, is your choice. We purchase and possess the property and lease it to you. Then, we will transfer the ownership of the property for a nominal price as a gift for you.

Features & Benefits:

Long and flexible repayment periods
Fixed rent that gives you stability against rates fluctuation
Convenient monthly installments
Available for ready and under construction properties
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Call us on 06-5999999, 24 hours serving you.

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Six months bank statement
Salary Transfer Letter Valuation Certificate
The property documents (Site Plan, Map & Title of Deed, etc...)
Apply Now
Terms & conditions apply
Services & Charges

Medical Treatment Finance

Do you think you don't deserve a brighter smile? SIB makes it simple with our Medical Treatment Finance, at the University Dental Hospital in Sharjah, with easy installments & the least profit rates starting 1.49% (2.73% reducing).

 

About University Dental Hospital in Sharjah (UDHS)

The University Dental Hospital in Sharjah is the first & largest dental hospital in UAE & the region. The hospital is linked to the Faculty of Dentistry, which was found in 2004 at the compound of the medical colleges & health sciences. It was built according to the latest international standards were the 114 dental clinics are equipped with the latest modern medical technology that is unrivaled by any other dentistry hospital in the world.

 

The UDHS provides the following services:

  • Pediatric Dentistry
  • Preventive Dentistry
  • Orthodontics
  • Restorative Treatment
  • Root Canal & Jaw Treatment
  • Oral Surgery
  • Oral Machine
  • Radiology, is equipped with the latest imaging technology
  • The Cone Beam CT Scan to determine the exact causes of dental & bones diseases
 

For a brighter smile, you need:

  • Quotation from University Dental Hospital in Sharjah
  • Original passport and/or UAE National ID
  • Salary Certificate

 

University Hospital of Sharjah

SIB has shown concern about your health and illustrates it importance. We have launched the matchless financial program with University Hospital in Sharjah. Finance all types of medical treatments and pay easy installments with minimum profit rates starting 2.99% (5.47% reducing).

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Call us on 06-5999999, 24 hours serving you.

 

About University Hospital of Sharjah

 

University Hospital of Sharjah opened its doors at June 2011. The University Hospital of Sharjah has 8 'Centers of Excellence' coalesce specialties surrounding disease, org Surgical

  • Centre of Minimally Invasive Surgery and Obesity Surgery
  • Centre of Orthopedics and Rheuan, body system, gender or age under one proof:

     

    • Centre of Obstetrics, Gynecology, and Women Health
    • Centre of Diabetes and Endocrine Services
    • Centre of Digestive Diseases Medical /
    matology Diseases
  • Centre of Pediatrics and Pediatric Surgery
  • Centre of Urology and Men's Health
  • Centre of Medical Diagnostic Imaging and Interventional Radiology
 

Just visit our nearer branch having:

  • Quotation from University Hospital of Sharjah
  • Original passport and/or UAE National ID
  • Salary Certificate

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Apply Now
Terms & conditions apply
Services & Charges

Education Finance

University of Sharjah – UOS

Thinking about accomplishing your graduate or post-graduate studies? Now you can continue your education in University of Sharjah & finance your tuition fees with SIB easy installments at 1.99% (3.64% reducing) starting profit rates.

 

The glossiness you're looking for is true…

  • No processing fees
  • Easy & fast approvals
  • Applicable on all University's educational programs

American University of Sharjah – AUS (Ta'allam)

Education is the enlightenment of Future. Finance your tuition fees at the American University of Sharjah in easy installments & low profit rates starting 2.99% (5.47% reducing) will secure your future. Education has never been easier, Ta'allam from SIB guaranteed it.

 

Ta'allam from SIB promises:

  • Rapid approvals & diminutive formalities
  • Applicable on all AUS programs
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Call us on 06-5999999, 24 hours serving you.

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Apply Now
Terms & conditions apply
Services & Charges

Future Home Finance

Do you want to build your own house? Or even finding your dream under-construction location or OFF-Plan property and you still want to own it? SIB's Future Tamallak; based on Islamic finance of Ijarah concept, is your choice. Choose your under-construction location or OFF-Plan property and we finance it for you; pay the profit & your first installment before the construction is done, then start paying the rest after the delivery of the property.

Features & Benefits:

  • Long and flexible repayment periods
  • Fixed rent that gives you stability against rates fluctuation
  • Conventional monthly installments
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For more information or suggestions, feel free to call us on 06-599­9999.

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Six months bank statement
Life & Permanent Disability Takaful Insurance
Property Insurance
Joint Deals
Geographic Scope (Freehold – Leasehold)
Original of (Trade License – Chamber of Commerce Certificate – Memorandum of Association)
Salary Transfer Letter Valuation Certificate and the property documents (Site Plan, Map)
Apply Now
Terms & conditions apply
Services & Charges

Save ... Invest ... Win millions

 

Saving and investing in National Bonds is made much easier with Sharjah Islamic Bank National Bonds Finance

 

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Call 06-5999999 or SMS "Bonds" to 6667

Features & Benefits

  

High finance amounts
Competitive profit rates
Instant redemption / liquidation of Bonds
Win a million and tens of thousands of prizes every month
Easy procedures and fast approvals
Apply Now

 

Apply for our National Bonds Finance and be the next millionaire.

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Fly this year & pay over a year without profit 

 

Why paying cash! Fly to new skies with Sharjah Islamic Bank 0% Safer.

 

Fly this year & pay over a year without profit with SIB Travel Finance in coordination with National Travel Tourist Agency.

 

Also enjoy:

Air tickets from all airlines & travel packages
Free unlimited Airport Lounge access

 

Priceless escape and simple to get, all what you need is a quotation from SNTTA on travel packages/ tickets to be submitted it to the Bank and your trip will be financed on easy installments.

 

Fly with us to new skies:

SMS “Safer” to 6667

Call 06-5999999

Check travel escapes with http://www.sntta.com

 

* Terms & Condition apply