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Cashback Card
Smiles Cards
Credit Cards
Prepaid Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Wallet, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

this can earn me

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Cashback (AED 100 to AED 500)

Online Shopping (electronics, headphone, smartphone & more)

Learn more

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

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Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

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The smarter way to bank

SIB Digital Account

The future of banking

Instant Account Opening

Zero Minimum Balance

Without Salary Transfer

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Smiles World Mastercard

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Bank on the move with SIB Digital Banking

Create your ideal plan

real-estate-financing
Real Estate Finance Own your dream home.
personal-financing
Personal Finance For all your lifestyle needs.
car-financing
Car Finance Your new ride awaits.
  • Property type

  • Please select your nationality

Property Value
AED

300008000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually)::
Months

1 Years25 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

367

Monthly Payments real-estate-financing
  • Please select your nationality

Finance Amount (Use progress bar or edit amount manually):
AED

100001000000

Tenure (Use progress bar or edit amount manually):
Months

1 Years4 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

450

Monthly Payments personal-financing
  • Car Type

Car Value:
AED

200001000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually):
Months

1 Years5 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

713

Monthly Payments car-financing

We've got you covered!

Easy, convenient banking.

Car Finance

Your favorite ride awaits

With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.

Apply now
Personal Finance

Designed around your needs

There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.

Apply now
Real Estate Finance

Move into the home your family deserves

Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.

Apply now

News & updates

News

14 Mar, 2022

Sharjah Islamic Bank receives Learning Culture of the Year Award

SIB awarded the Learning Culture of the Year Award presented by the Human Resources and Learning Platform ...

Read More
News

19 Oct, 2020

Serving 2,000 Iftar meals daily, Sharjah Islamic Bank organizes two Iftar tents throughout the holy month of Ramadan for 60,000 people

Within the framework of its continuous keenness to consolidate the principles of cohesion and giving in ...

Read More
News

04 Apr, 2023

Enables to save in AED or USD, Sharjah Islamic Bank launches Flexi Long Term Deposit

Within the framework of its ambitious vision to enhance its financial and banking services, SIB announced ...

Read More
News

29 Mar, 2023

Sharjah Islamic Bank launches its Ramadan initiative "Mirak at your doorstep" For the fourth year in a row

Sharjah Islamic Bank (SIB) launched its Ramadan community initiative titled "Mirak at your doorstep" in ...

Read More
News

27 Feb, 2023

Sharjah Islamic Bank launches the Joud card in cooperation with the Sharjah Charity International

prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...

Read More
News

07 Feb, 2023

ASAS Real Estate Khorfakkan Resort Project

ASAS Real Estate, the arm of SIB, announced that Khorfakkan Resort Project sales would commence at the ...

Read More
News

17 Aug, 2021

SIB launches New Digital Account

SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...

Read More
News

08 Mar, 2023

Sharjah Islamic Bank launches Emirates Digital Wallet’s klip in SIB Digital App

Sharjah Islamic Bank (SIB) has launched its new digital wallet offering by integrating Emirates Digital ...

Read More
News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...

Read More
News

22 Mar, 2022

ASAS Real Estate launches sales of Phase II of “Mazairah”

After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...

Read More
News

29 Jun, 2022

At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey

Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...

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News

19 May, 2022

Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time

Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...

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News

29 Mar, 2022

Sharjah Islamic Bank wins the Dubai Service Excellence Program award

SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...

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News

20 Oct, 2020

Sharjah Islamic Bank launches the Joud card in cooperation with the Sharjah Charity International

prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...

Read More
News

26 Jan, 2023

AED 651 million, a record net profit for Sharjah Islamic Bank, an increase of 27%, proposes 10% cash dividend and 5% bonus shares.

Sharjah Islamic Bank continue to achieve sustainable growth, recorded an increase of 26.6% in the net ...

Read More
News

19 Sep, 2020

Sharjah Islamic Bank wins two prestigious awards at International Finance Awards

Sharjah Islamic Bank (SIB), won the 'Best Islamic Bank' and the 'Most Innovative Digital Bank' award 2020, ...

Read More
News

11 Oct, 2019

Sharjah Islamic Bank wins CEEMEA Financial Institution Deal of the Year

Sharjah Islamic Bank (SIB), one of the leading financial institutions of the UAE, has won Global Capital’s ...

Read More
News

09 May, 2021

Signing a memorandum of understanding between the Sharjah Police General Command and Sharjah Islamic Bank

Within a framework of cooperation, the Sharjah Police General Command and Sharjah Islamic Bank have signed ...

Read More
News

15 Jul, 2021

Sharjah Islamic Bank executive vouches for positive ROI of CSR initiatives

Sharjah, 14th July 2021: Sharjah Islamic Bank shared its positive experience in implementing corporate ...

Read More
News

08 Feb, 2020

Nasdaq Dubai welcomes listing of USD 500 million Sukuk by Sharjah Islamic Bank.

Sukuk subscribed 7.2 times by regional and international investors Listing underlines leading role of UAE ...

Read More
News

30 Jun, 2021

SIB opens 35th branch in Rahmania Mall

Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...

Read More

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