OTP (One-Time Password) authorization has been discontinued on Online and Mobile Banking. Biometric Authorization (Face/Finger print) is now required to complete your transactions through the SIB Online & Mobile Banking.
How to activate Biometrics?
Already registered in Online & Mobile Banking Services?
- Open SIB Digital App on your mobile device
- Go to Menu > Profile & Settings
- Select Enable/disable biometric login
- Enable and follow the on-screen instructions to complete setup using your device’s biometric features
- Ensure your device’s Face ID or Fingerprint is already registered in your phone settings
- Log out then log in again to complete the transactions
Not Registered Yet? Here’s How to Enroll:
- Download the SIB Digital App from the Apple App Store or Google Play Store
- Click on Register on the login screen
- Enter your Card/Account Number and PIN/TPIN
- Follow the on-screen instructions to set your username, password, and activate your account
- Once registered, enable Biometric from Menu > Profile & Settings
- Select Enable/disable biometric login
- Enable and follow the on-screen instructions to complete setup using your device’s biometric features
- Ensure your device’s Face ID or Fingerprint is already registered in your phone settings
- Log out then log in again to complete the transactions
Notes:
- Biometric login can be used both for signing in and authorizing transactions, making your banking more secure and effortless
- IOS Biometric includes Fingerprint/Face ID
- Android Biometric includes fingerprint only
Corporate Governance
Sharjah Islamic Bank is committed to good Corporate Governance - with well-defined shareholder rights, a solid control environment, high levels of transparency and disclosure, and an empowered Board of Directors - all of which provide the structure that guides the Sharjah Islamic Bank team to set and pursues our objectives, while reflecting on the context of the social, regulatory and market environment.
Fixed Deposit Early Withdrawal Revised Charges
As part of our ongoing effort to enhance our services, the Fixed Deposit Early Withdrawal charges will be revised and will be effective from 18 December 2024.
Early Withdrawal Charges
- Less than 30 days from booking date: 0% of the declared profit (no profit payout)
- More than 30 days from booking date: 25% of accrued profit to be paid
Corporate Governance
Sharjah Islamic Bank is committed to good Corporate Governance - with well-defined shareholder rights, a solid control environment, high levels of transparency and disclosure, and an empowered Board of Directors - all of which provide the structure that guides the Sharjah Islamic Bank team to set and pursues our objectives, while reflecting on the context of the social, regulatory and market environment.
International Transfer Fees
To enhance your banking experience, we have revised our International Transfer Fee (borne by sender “OUR”) and will be effective on 1st of June 2024.
| Category | Online & Mobile Banking | Branches | |
| Fee Borne by Sender | Excluding Japanese Yen | AED 52.5 | AED 105 |
| Fee Borne by Sender | Japanese Yen | AED 105 | AED 157.5 |
Disclaimer:
View Schedule of Fees & Charges
Corporate Governance
Sharjah Islamic Bank is committed to good Corporate Governance - with well-defined shareholder rights, a solid control environment, high levels of transparency and disclosure, and an empowered Board of Directors - all of which provide the structure that guides the Sharjah Islamic Bank team to set and pursues our objectives, while reflecting on the context of the social, regulatory and market environment.
Our commitment to unparalleled service
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Frequently asked questions
What's the difference between Murabaha and Ijarah personal finance?
Murabaha covers finance solutions for goods, while Ijarah covers services.
Can I cover my rent payments with Personal Finance?
Yes, you can apply for our Ijarah Services solution under SIB's Personal Finance umbrella to cover rent for not only your home, but also office and commercial space.
How long does the Personal Finance application process take?
The exact processing period for applications depends on personal circumstances, but you can rest assured that our approvals are generally fast and straightforward.
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
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