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Cashback Card
Smiles Cards
Credit Cards
Prepaid Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

Apply Now

Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

Check how many Smiles you can earn against your spends.

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

You can redeem the Smiles for:

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

Learn more

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

Apply Now

Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

Apply Now

The smarter way to bank

SIB Digital Account

The future of banking

Instant Account Opening

Zero Minimum Balance

Without Salary Transfer

Apply Now

Smiles World Mastercard

Apply Now

Bank on the move with SIB Digital Banking

Create your ideal plan

personal-financing
Personal Finance For all your lifestyle needs.
car-financing
Car Finance Your new ride awaits.
real-estate-financing
Real Estate Finance Own your dream home.
  • Please select your nationality

Finance Amount (Use progress bar or edit amount manually):
AED

100001000000

Tenure (Use progress bar or edit tenure manually):
Months

1 Years4 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED

445

Monthly Payments personal-financing
  • Car Type

Car Value:(Use progress bar or edit amount manually)
AED

200001000000

Down payment
%

099

Tenure (Use progress bar or edit tenure manually):
Months

1 Years5 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED

713

Monthly Payments car-financing
  • Property type

  • Please select your nationality

Property Value (Use progress bar or edit amount manually)
AED

300008000000

Down payment
%

099

Tenure (Use progress bar or edit tenure manually)::
Months

1 Years25 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED

355

Monthly Payments real-estate-financing

We've got you covered!

Easy, convenient banking.

Car Finance

Your favorite ride awaits

With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.

Apply now
Personal Finance

Designed around your needs

There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.

Apply now
Real Estate Finance

Move into the home your family deserves

Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.

Apply now

News & updates

News

22 Mar, 2022

ASAS Real Estate launches sales of Phase II of “Mazairah”

After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...

Read More
News

18 Feb, 2022

Sharjah Islamic Bank increases foreign ownership of shares to 40%, and approves payment of 8% cash dividends to shareholders for 2021

Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...

Read More
News

20 Jan, 2022

Sharjah Islamic Bank's net profit increased by 27%

Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of 26.7% in the net profit ...

Read More
News

20 Oct, 2021

Sharjah Islamic Bank to raise foreign ownership limit to 40%

SIB has announced that its board of directors agreed to raise the percentage of foreign ownership in the ...

Read More
News

17 Oct, 2021

SIB's net profit increased by 30%Proposes to allow Bank’s foreign ownership limit to 40%

Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit reaching at AED 458.0 million ...

Read More
News

20 Oct, 2020

Sharjah Islamic Bank achieved a net profit of AED 353.4 million for the nine months ended 30 September 2020.

Sharjah Islamic Bank achieved an increase in its operating profits before provisions amounting to AED ...

Read More
News

17 Aug, 2021

SIB launches New Digital Account

SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...

Read More
News

01 Sep, 2021

SIB Launches Its New Website

Sharjah Islamic Bank announced the launch of its all new website at www.sib.ae, featuring an innovative ...

Read More
News

13 Jun, 2021

SIB named as one of Forbes’ 100 most powerful companies in the Middle East

Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most powerful companies in the ...

Read More
News

30 Jun, 2021

SIB opens 35th branch in Rahmania Mall

Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...

Read More
News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...

Read More
News

21 Jun, 2021

SIB opens a new office at Al Qasimia University

SIB recently opened a new office at AlQasimia University to expand its reach and offer greater ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...

Read More

Foreign Exchange Rates

GBP

Buy 4.873198 Sell 4.93445

BHD

Buy 9.68964 Sell 9.81143

EUR

Buy 4.027576 Sell 4.078199

INR

Buy 0.048032 Sell 0.048635

JOD

Buy 5.15932 Sell 5.22417

PKR

Buy 0.020579 Sell 0.020838

QAR

Buy 1.00352 Sell 1.01613

SAR

Buy 0.97395 Sell 0.986191

USD

Buy 3.65 Sell 3.67

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