Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...
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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
How many Smiles do you have?
Smiles earned
this can earn me
Online Shopping (electronics, headphone, smartphone & more)
Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)
Cashback (AED 100 to AED 500)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
The smarter way to bank
Create your ideal plan
Personal Finance For all your lifestyle needs.
Car Finance Your new ride awaits.
Real Estate Finance Own your dream home.
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED449
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED710
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED365
Monthly Payments
We've got you covered!
Easy, convenient banking.
Car Finance
With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.
Apply now
Personal Finance
There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.
Apply now
Real Estate Finance
Move into the home your family deserves
Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.
Apply nowNews & updates
19 Jul, 2022
Sharjah Islamic Bank Launches ‘Smiles’ Covered Card Campaign Summer 2022
As part of its commitment to providing unique experiences and benefits to its customers, Sharjah Islamic ...
Read More
22 Apr, 2022
SIB net profit increase in the 1st Quarter 2022
Sharjah Islamic Bank announced an increase in its operating profit before provisions by 17.1%, amounting ...
Read More
22 Mar, 2022
ASAS Real Estate launches sales of Phase II of “Mazairah”
After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...
Read More
18 Feb, 2022
Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...
Read More
20 Jan, 2022
Sharjah Islamic Bank's net profit increased by 27%
Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of 26.7% in the net profit ...
Read More
20 Oct, 2021
Sharjah Islamic Bank to raise foreign ownership limit to 40%
SIB has announced that its board of directors agreed to raise the percentage of foreign ownership in the ...
Read More
17 Oct, 2021
SIB's net profit increased by 30%Proposes to allow Bank’s foreign ownership limit to 40%
Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit reaching at AED 458.0 million ...
Read More
20 Oct, 2020
Sharjah Islamic Bank achieved an increase in its operating profits before provisions amounting to AED ...
Read More
17 Aug, 2021
SIB launches New Digital Account
SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...
Read More
01 Sep, 2021
Sharjah Islamic Bank announced the launch of its all new website at www.sib.ae, featuring an innovative ...
Read More
13 Jun, 2021
SIB named as one of Forbes’ 100 most powerful companies in the Middle East
Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most powerful companies in the ...
Read More
30 Jun, 2021
SIB opens 35th branch in Rahmania Mall
Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...
Read More
17 Jun, 2021
SIB opening a new branch in Abu Dhabi Mall
SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...
Read More
21 Jun, 2021
SIB opens a new office at Al Qasimia University
SIB recently opened a new office at AlQasimia University to expand its reach and offer greater ...
Read More
08 Aug, 2021
ASAS Real Estate launches sales of Al Tai Lands project
ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...
Read More
29 Jun, 2022
At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey
Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...
Read More
19 May, 2022
Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time
Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...
Read More19 May, 2022
Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time
Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...
Read More
29 Mar, 2022
Sharjah Islamic Bank wins the Dubai Service Excellence Program award
SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...
Read More
01 Mar, 2022
Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...
Read MoreForeign Exchange Rates
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