Loading...

Skip to main content
Scroll Down
Cashback Card
Smiles Cards
Credit Cards
Prepaid Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

Apply Now

Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

this can earn me

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

Learn more

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

Apply Now

Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

Apply Now

The smarter way to bank

SIB Digital Account

The future of banking

Instant Account Opening

Zero Minimum Balance

Without Salary Transfer

Apply Now

Smiles World Mastercard

Apply Now

Bank on the move with SIB Digital Banking

Create your ideal plan

personal-financing
Personal Finance For all your lifestyle needs.
car-financing
Car Finance Your new ride awaits.
real-estate-financing
Real Estate Finance Own your dream home.
  • Please select your nationality

Finance Amount (Use progress bar or edit amount manually):
AED

100001000000

Tenure (Use progress bar or edit amount manually):
Months

1 Years4 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

449

Monthly Payments personal-financing
  • Car Type

Car Value:
AED

200001000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually):
Months

1 Years5 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

710

Monthly Payments car-financing
  • Property type

  • Please select your nationality

Property Value
AED

300008000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually)::
Months

1 Years25 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

365

Monthly Payments real-estate-financing

We've got you covered!

Easy, convenient banking.

Car Finance

Your favorite ride awaits

With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.

Apply now
Personal Finance

Designed around your needs

There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.

Apply now
Real Estate Finance

Move into the home your family deserves

Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.

Apply now

News & updates

News

03 Aug, 2022

"Sharjah National Hotels" achieves a 122% increase in profits in the "Marbella" and "Oceanic" resorts

Sharjah National Hotels Company, which consists of a group of hotels and resorts in the Emirate of Sharjah ...

Read More
News

21 Jul, 2022

SIB net profit increased 25% for the 2nd quarter 2022

Sharjah Islamic Bank (SIB) announced a 25% increase in its net profit of AED 361.9 million for the period ...

Read More
News

19 Jul, 2022

Sharjah Islamic Bank Launches ‘Smiles’ Covered Card Campaign Summer 2022

As part of its commitment to providing unique experiences and benefits to its customers, Sharjah Islamic ...

Read More
News

22 Apr, 2022

SIB net profit increase in the 1st Quarter 2022

Sharjah Islamic Bank announced an increase in its operating profit before provisions by 17.1%, amounting ...

Read More
News

22 Mar, 2022

ASAS Real Estate launches sales of Phase II of “Mazairah”

After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...

Read More
News

18 Feb, 2022

Sharjah Islamic Bank increases foreign ownership of shares to 40%, and approves payment of 8% cash dividends to shareholders for 2021

Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...

Read More
News

20 Jan, 2022

Sharjah Islamic Bank's net profit increased by 27%

Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of 26.7% in the net profit ...

Read More
News

20 Oct, 2021

Sharjah Islamic Bank to raise foreign ownership limit to 40%

SIB has announced that its board of directors agreed to raise the percentage of foreign ownership in the ...

Read More
News

17 Oct, 2021

SIB's net profit increased by 30%Proposes to allow Bank’s foreign ownership limit to 40%

Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit reaching at AED 458.0 million ...

Read More
News

20 Oct, 2020

Sharjah Islamic Bank achieved a net profit of AED 353.4 million for the nine months ended 30 September 2020.

Sharjah Islamic Bank achieved an increase in its operating profits before provisions amounting to AED ...

Read More
News

01 Sep, 2021

SIB Launches Its New Website

Sharjah Islamic Bank announced the launch of its all new website at www.sib.ae, featuring an innovative ...

Read More
News

13 Jun, 2021

SIB named as one of Forbes’ 100 most powerful companies in the Middle East

Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most powerful companies in the ...

Read More
News

30 Jun, 2021

SIB opens 35th branch in Rahmania Mall

Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...

Read More
News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...

Read More
News

21 Jun, 2021

SIB opens a new office at Al Qasimia University

SIB recently opened a new office at AlQasimia University to expand its reach and offer greater ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...

Read More
News

29 Jun, 2022

At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey

Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...

Read More
News

19 May, 2022

Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time

Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...

Read More
News

19 May, 2022

Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time

Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...

Read More
News

29 Mar, 2022

Sharjah Islamic Bank wins the Dubai Service Excellence Program award

SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...

Read More
News

01 Mar, 2022

SIB increases foreign ownership of shares to 40%, and approves payment of 8% cash dividends to shareholders for 2021

Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...

Read More

Foreign Exchange Rates

GBP

Buy 4.873198 Sell 4.93445

BHD

Buy 9.68964 Sell 9.81143

EUR

Buy 4.027576 Sell 4.078199

INR

Buy 0.048032 Sell 0.048635

JOD

Buy 5.15932 Sell 5.22417

PKR

Buy 0.020579 Sell 0.020838

QAR

Buy 1.00352 Sell 1.01613

SAR

Buy 0.97395 Sell 0.986191

USD

Buy 3.65 Sell 3.67

How can we help you?

Get in touch

Call 06-5999999 to speak to our representatives.

Give us feedback

Write to us and we will get back to you soon.

Apply Online

Start Banking with SIB today.

INSTALL

We use cookies to personalize content and ads, to provide social media features and to analyze our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. You consent to our cookies if you continue to use our website.

Rotate For an optimal experience, please
rotate your device to portrait mode.