Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Wallet, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...
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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
How many Smiles do you have?
Smiles earned
this can earn me
Online Shopping (electronics, headphone, smartphone & more)
Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)
Cashback (AED 100 to AED 500)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
The smarter way to bank
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Personal Finance For all your lifestyle needs.
Car Finance Your new ride awaits.
Real Estate Finance Own your dream home.
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED449
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED710
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED365
Monthly Payments
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Car Finance
With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.
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Personal Finance
There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.
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Real Estate Finance
Move into the home your family deserves
Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.
Apply nowNews & updates
14 Mar, 2022
Sharjah Islamic Bank receives Learning Culture of the Year Award
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19 Oct, 2020
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04 Apr, 2023
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29 Mar, 2023
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07 Feb, 2023
ASAS Real Estate Khorfakkan Resort Project
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17 Aug, 2021
SIB launches New Digital Account
SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...
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08 Mar, 2023
Sharjah Islamic Bank launches Emirates Digital Wallet’s klip in SIB Digital App
Sharjah Islamic Bank (SIB) has launched its new digital wallet offering by integrating Emirates Digital ...
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17 Jun, 2021
SIB opening a new branch in Abu Dhabi Mall
SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...
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22 Mar, 2022
ASAS Real Estate launches sales of Phase II of “Mazairah”
After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...
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29 Jun, 2022
At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey
Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...
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19 May, 2022
Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time
Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...
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29 Mar, 2022
Sharjah Islamic Bank wins the Dubai Service Excellence Program award
SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...
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20 Oct, 2020
Sharjah Islamic Bank launches the Joud card in cooperation with the Sharjah Charity International
prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...
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08 Aug, 2021
ASAS Real Estate launches sales of Al Tai Lands project
ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...
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26 Jan, 2023
Sharjah Islamic Bank continue to achieve sustainable growth, recorded an increase of 26.6% in the net ...
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19 Sep, 2020
Sharjah Islamic Bank wins two prestigious awards at International Finance Awards
Sharjah Islamic Bank (SIB), won the 'Best Islamic Bank' and the 'Most Innovative Digital Bank' award 2020, ...
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11 Oct, 2019
Sharjah Islamic Bank wins CEEMEA Financial Institution Deal of the Year
Sharjah Islamic Bank (SIB), one of the leading financial institutions of the UAE, has won Global Capital’s ...
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09 May, 2021
Within a framework of cooperation, the Sharjah Police General Command and Sharjah Islamic Bank have signed ...
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15 Jul, 2021
Sharjah Islamic Bank executive vouches for positive ROI of CSR initiatives
Sharjah, 14th July 2021: Sharjah Islamic Bank shared its positive experience in implementing corporate ...
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08 Feb, 2020
Nasdaq Dubai welcomes listing of USD 500 million Sukuk by Sharjah Islamic Bank.
Sukuk subscribed 7.2 times by regional and international investors Listing underlines leading role of UAE ...
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30 Jun, 2021
SIB opens 35th branch in Rahmania Mall
Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...
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