Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...
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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
How many Smiles do you have?
Smiles earned
this can earn me
Online Shopping (electronics, headphone, smartphone & more)
Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)
Cashback (AED 100 to AED 500)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
The smarter way to bank
Create your ideal plan
Personal Finance For all your lifestyle needs.
Car Finance Your new ride awaits.
Real Estate Finance Own your dream home.
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED449
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED710
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED365
Monthly Payments
We've got you covered!
Easy, convenient banking.
Car Finance
With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.
Apply now
Personal Finance
There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.
Apply now
Real Estate Finance
Move into the home your family deserves
Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.
Apply nowNews & updates
07 Feb, 2023
ASAS Real Estate Khorfakkan Resort Project
ASAS Real Estate, the arm of SIB, announced that Khorfakkan Resort Project sales would commence at the ...
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22 Mar, 2022
ASAS Real Estate launches sales of Phase II of “Mazairah”
After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...
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29 Jun, 2022
At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey
Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...
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19 May, 2022
Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time
Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...
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29 Mar, 2022
Sharjah Islamic Bank wins the Dubai Service Excellence Program award
SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...
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