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Cashback Card
Smiles Cards
Credit Cards
Prepaid Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

this can earn me

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

Learn more

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

Apply Now

Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

Apply Now

The smarter way to bank

SIB Digital Account

The future of banking

Instant Account Opening

Zero Minimum Balance

Without Salary Transfer

Apply Now

Smiles World Mastercard

Apply Now

Bank on the move with SIB Digital Banking

Create your ideal plan

personal-financing
Personal Finance For all your lifestyle needs.
car-financing
Car Finance Your new ride awaits.
real-estate-financing
Real Estate Finance Own your dream home.
  • Please select your nationality

Finance Amount (Use progress bar or edit amount manually):
AED

100001000000

Tenure (Use progress bar or edit amount manually):
Months

1 Years4 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

449

Monthly Payments personal-financing
  • Car Type

Car Value:
AED

200001000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually):
Months

1 Years5 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

710

Monthly Payments car-financing
  • Property type

  • Please select your nationality

Property Value
AED

300008000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually)::
Months

1 Years25 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

365

Monthly Payments real-estate-financing

We've got you covered!

Easy, convenient banking.

Car Finance

Your favorite ride awaits

With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.

Apply now
Personal Finance

Designed around your needs

There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.

Apply now
Real Estate Finance

Move into the home your family deserves

Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.

Apply now

News & updates

News

07 Feb, 2023

ASAS Real Estate Khorfakkan Resort Project

ASAS Real Estate, the arm of SIB, announced that Khorfakkan Resort Project sales would commence at the ...

Read More
News

22 Mar, 2022

ASAS Real Estate launches sales of Phase II of “Mazairah”

After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...

Read More
News

29 Jun, 2022

At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey

Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...

Read More
News

19 May, 2022

Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time

Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...

Read More
News

29 Mar, 2022

Sharjah Islamic Bank wins the Dubai Service Excellence Program award

SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...

Read More

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