Snap, Tap, Done!
Send money to bank accounts, wallets and cash pick-up locations worldwide with competitive exchange rates and a seamless digital experience!
Whether you're sending money to loved ones, managing international commitments, or transferring funds within the UAE, SIB offers secure, convenient and reliable remittance solutions designed to keep you connected to what matters most.
With access to local and international transfer services, multiple payout options, competitive spot exchange rates and convenient digital channels, sending money has never been easier.
Transfer anytime through SIB Mobile App, Internet Banking, ATMs or any SIB Branch.
Enjoy competitive foreign spot exchange (FX) rates designed to ensure you get the best value for your money. Whether you're planning to travel, send money abroad, or manage international transactions, our FX services provide:
- Best competitive rates on all major currencies
- Local and international transfer capabilities
- Fast and hassle-free transfers
- Multiple payout options including Bank Account, Wallet and Cash Pick-Up
- 24/7 availability, transfer anywhere anytime
- Easy beneficiary management and transfer tracking
- Transparent fees and exchange rates displayed before confirmation
Instant Transfers within SIB
Instant Transfers within UAE
Make payments or transfer funds to any UAE bank account or card. Send instant transfers of up to AED 500,000 daily (Monthly: AED 10 Million) to any UAE bank account in seconds!
Send money to a UAE Bank Account
Send money to a UAE bank account, in any currency instantly 24/7 at competitive fees and exchange rates, using SIB mobile app (SIB Digital), Internet banking, ATMs, or via SIB branches.
Send money to a UAE Bank Card
Send money to a UAE bank covered card or prepaid card instantly 24/7 at competitive fees and spot exchange rates, using SIB mobile app (SIB Digital), Internet banking, ATMs, or via SIB branches.
Send money to a UAE bank account, in any currency instantly 24/7 at competitive fees and exchange rates, using SIB mobile app, Internet banking, ATMs, or via SIB branches.
AED transfers are processed instantly 24/7, or on the next working day, subject to transfer amount, transactions scrutiny and beneficiary bank availability.
Foreign currency transfer may take 1 to 2 working days subject to transactions scrutiny and global currency processing times.
Send money using Aani
Transfer money to other Aani users instantly using a mobile number or email address without bank account or IBANs.
Powered by El Etihad Payments, Aani enables seamless & secure real-time payments within the UAE. Aani enables you to transact with Aani users (individuals and businesses) of participating banks and other entities. Send or request money, scan & pay or split bills, manage requests with other Aani users of participating entities.
You can send or request money using mobile numbers, QR codes, or email addresses, without the need to exchange bank account numbers or IBANs.
Transactions are processed instantly, 24x7.
Learn MoreInternational Fund Transfers
International Wallet Transfers
- Sri Lanka
- Pakistan
- Nepal
- Philippines
Cash Pick-up Transfers
Send money for cash collection through authorized payout locations in selected countries through SIB Mobile App (SIB Digital) and Internet Banking.
Cash Pick-Up services are currently available in:
- India
- Pakistan
- Sri Lanka
- Philippines
- Nepal
- Bangladesh
Beneficiaries can conveniently collect funds from participating payout locations using a valid identification document and transaction reference number, without the need for a bank account.
Cash Pick-Up transfers are an ideal solution for recipients who require immediate access to funds or do not maintain a bank account, providing flexibility and convenience through an extensive payout network.
Track your transfers via SIB Mobile Banking (SIB Digital) or Online Banking. Transfer delivery times may vary depending on the destination country, transfer currency, delivery method (Account, Wallet, Cash Pick-up), beneficiary institution and applicable regulatory requirements. While many transfers are processed instantly or within minutes, certain transactions may require additional processing time due to banking hours, public holidays, compliance reviews or beneficiary bank processing timelines. Cooling-Off Period: By submission of the transaction, you agree to waive any applicable cooling off period. If you do not wish to waive this right, we will be unable to proceed with this transaction and you should retrieve the application |
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Inward Transfers and Remittances
| Warning | |||
|---|---|---|---|
| The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances | Additional fees may be levied by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances. | Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete information for remittances. | This product/service may be affected by changes in foreign currency exchange rates. |
The smarter way to bank
Important Information
“Correspondent banks and intermediary banks both serve as third-party banks and are used by issuing & beneficiary banks to facilitate international fund transfers. An issuing bank & beneficiary bank is the sending & receiving bank where a person or entity has an account. The following correspondent banks are utilized by SIB for remitting funds across the globe, the same correspondent banks may be used to receive funds from other banks across the globe.”
*The list of banks appended below is dynamic and can change as new relationships are formed with other international banks.
Related Documents
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