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Complementing the Value Chain

Our team of professional bankers are experienced in working closely with government and semi government entities, sharing invaluable market insights and providing advice on the most suitable products and services. SIB has been instrumental in assisting the Government of Sharjah and its related entities in attaining financial requirements for a wide range of major projects by offering variety of financing, transaction banking and digital banking solutions. 

Long-term Financing

In it for the long haul – together

SIB offers long-term, Sharia compliant financing solutions to government and semi government entities. Be it financing new public sector project, building hospitals and bridges, SIB offers Sharia compliant financing solutions to government entities aspiring to realize their long-term plan.

 Reap all the benefits

  • Higher Finance Amount.
  • Favorable Documents Requirements.
  • Sharia Compliant Products and Quick Processes.
  • Competitive Pricing.

Contract Financing

Milestones keep projects moving forward

This unique, Sharia compliant solution comprises milestones and payments based on project progression. Be it Civil, Road, Electrical, Mechanical and Special work, our resident experts not only specialize at understanding your requirements, but are also able to assist you to build comprehensive finance structures based on your entity requirements.

Reap all the benefits

  • Project Specific and General Limits
  • All Types of Letter of Guarantees and Letter of Credit
  • Financing Against Progressive Payments.

Working Capital Finance

We make sure it's always business as usual

Working capital is essential for maintaining continuity. Where short-term funding is required for the completion of a project, purchase of raw materials or production of goods, our Sharia compliant Working Capital Finance is always an ideal solution for our government and semi government entities.

Reap all the benefits

  • Flexible Repayment Terms.
  • Favorable Documents Requirements.
  • Sharia Compliant Products and Quick Processes.

Transaction Banking Services

State of the art solution for your business needs

Our Transaction Banking team offers comprehensive trade finance and cash management solutions, that suite your requirements and maximize opportunities. Our dedicated team focused on client service to ensure superior service with a quick turnaround time.  Be it Trade Finance products and service, different types of accounts, cash collections and payments, our broad digitally based solutions are provided by our team of experts.

The foundation of excellence

Corporate Governance

Rooted in the values of professionalism and transparency

Our commitment to Corporate Governance comprises well-defined shareholder rights, a solid control environment, ...

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Sharia’a Affairs

The nucleus of a value system that assures fairness in all walks of human life

Sharia is the nucleus of a system of Islamic values that guarantees justice in all aspects of life, it represents a ...

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Subsidiaries

Sharjah Islamic Bank has three, fully owned subsidiaries

ASAS Real Estate, Sharjah Islamic Financial Services LLC, and Sharjah National Hotels.

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Investor Relations

We are committed to our shareholders and investors

And the timely, accurate and balanced disclosure of information and financial statistics concerning the bank's ...

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How can we help you?

News & updates

News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...

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News

30 Jun, 2021

SIB opens 35th branch in Rahmania Mall

Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...

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News

21 Jun, 2021

SIB opens a new office at Al Qasimia University

SIB recently opened a new office at AlQasimia University to expand its reach and offer greater ...

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News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...

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News

19 Apr, 2021

SIB Operating profits rise by 27% in Q1 2021

SIB Operating profits rise by 27% in Q1 2021

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News

09 Feb, 2021

Sharjah Central Finance Department provides automatic cashback service in cooperation with Sharjah Islamic Bank

The Sharjah Finance Department (SFD) recently signed a cooperation agreement with Sharjah Islamic Bank ...

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News

19 Sep, 2020

Sharjah Islamic Bank wins two prestigious awards at International Finance Awards

Sharjah Islamic Bank (SIB), won the 'Best Islamic Bank' and the 'Most Innovative Digital Bank' award 2020, ...

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News

19 Sep, 2020

Sharjah Islamic Bank opens its newest branch at the Mall of the Emirates, Dubai.

Sharjah Islamic Bank opens its newest branch at the Mall of the Emirates, Dubai Sharjah, 10 August 2020: ...

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News

20 Oct, 2020

Sharjah Islamic Bank achieved a net profit of AED 353.4 million for the nine months ended 30 September 2020.

Sharjah Islamic Bank achieved an increase in its operating profits before provisions amounting to AED ...

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News

13 Jun, 2021

SIB named as one of Forbes’ 100 most powerful companies in the Middle East

Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most powerful companies in the ...

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