Executive Committee (EC)

EC acts as the Board’s senior executive management assuring that the Board meets its strategic and operational objectives:

• Reviewing and approving credit commitments.

• Approve the Bank’s IT Budget and Capital expenditure.

Audit Committee (AC)

The AC consists of Board members and its purpose is to assist the Board in fulfilling its oversight responsibility by:

• Overseeing the Group’s financial reporting process, maintaining accounting policies, reviewing and approving the financial information: and

• Reviewing reports on the internal controls

• Managing the Relationship with the Group’s external auditors; and

• Reviewing the internal audit reports and monitors control issues of major significance of the Group

Board Risk Committee (BRC)

The BRC consists of Board Members and its purpose is to assist the Board in fulfilling its oversight responsibility by:

• Overseeing the risks inherent in the businesses of the Group and the control processes with respect to such risks;

• Reviewing the risk profile of the Group;

• Managing the Risk Management Compliance and control activities of the Group;

• Providing a critical assessment of the organization's business strategies and plans from an Enterprise risk perspective; and

• Ensuring that appropriate policies and procedures are in place for managing risks to which the Group is exposed

Nomination and Compensation Committee (NCC)

The Nomination & Compensation Committee is responsible for :

• The process for appointments of Board and Senior Management;

• Approve and oversee the Board and Senior Management compensation and benefits mechanism (system) and the establishment, maintenance and administration of the bank’s compensation program;

• Assist the Board in ensuring that appropriate succession plans are in place for Senior Management positions;

• Ensuring appropriate composition of the Board

• Orientation and training sessions for new and existing Directors

 Group Internal Audit Charter

• Download the Group Internal Audit Charter