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Real Estate Finance

Purchase your ideal property today.

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Know your finance options

Plan ahead for a property purchase that you have had your eye on. Our Real Estate Finance solutions can help you make the following property types yours:
Residential land and ready/finished properties

Non-residential properties (for commercial purposes)

Under-construction properties (construction/off-plan purchases on SIB-approved projects)
Warning: If you do not keep up your repayments/payments on time then:
1- You may lose your property and may be repossessed by the Bank
2- Your account will go into arrears which may affect your credit rating and may limit your ability to access/obtain financing in the future

Calculate your monthly Real Estate Finance installments

Real Estate Finance Own your dream home.
  • Property type

  • Please select your nationality

Property Value (Use progress bar or edit amount manually)


Down payment


Tenure (Use progress bar or edit tenure manually)::

1 Years25 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

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Monthly Payments real-estate-financing

Our commitment to unparalleled service

Convenient monthly installments
and flexible repayment

A smooth, hassle-free approval process for ready/finished or under-construction properties

Benefit from fixed,
stable rent and
guaranteed protection
against rate fluctuation

Required Information
  • Application form
  • View Takaful Insurance Policy
  • Passport & Emirates ID copy
  • View the latest Central Bank of UAE EIBOR Rates www.centralbank.ae
  • Valid residence visa for expats
  • View Terms and Conditions
  • Minimum Salary AED 10,000
  • Salary transfer letter
  • Valuation certificate
  • Six months bank statement
  • Property documents (site plan, map, title deed, etc.)
  • For full profit rate details applicable for your Finance, kindly contact the Bank

What would you like to do?

Give us feedback

Write to us and we will get back to you soon.

Calculate installments

Missed the calculator? Get your monthly repayment details instantly.

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The online application takes only a few minutes to fill out.

Frequently asked questions

Can I get real estate finance with SIB for a home that's not yet been constructed?

Yes, SIB's Real Estate Finance solution allows you to make construction/off-plan purchases on SIB-approved projects. For a list of approved projects, please click here.

SIB's Real Estate Finance solutions are only offered to those who would like to purchase property. If you need help covering your rent payments for residential or commercial property, you can apply for our Ijarah Services solution under SIB's Personal Finance umbrella.

The length and smoothness of the process for real estate finance application approvals vary according to individual circumstances. However, you can rest assured that our approvals are as fast, straightforward and hassle-free as possible.

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.


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