Wealth Management SIB Academy




Make banking simple: check balances, pay bills or transfer money almost anytime, anywhere with our e-Channel services



Share Print Send

Online and Mobile Banking... ON THE GO


Enjoy the seamless banking experience ON THE GO with SIB Online & Mobile Banking. A few easy steps to perform all your transactions anywhere, anytime.


Internet Banking

  • Visit www.sib.ae
  • Choose Online Banking
  • Login to Retail Account
  • Choose New User
  • Enter registration details (Card or Account Number / Verification code)
  • Agree Terms and Condition
  • Enter SMS OTP
  • Create User ID & Password


Mobile Banking

  • Download SIB Digital available on App Store, Google Play, Galaxy Store, and AppGallery
  • Click Register 
  • Select and enter Card / Account number
  • Enter PIN/ TPIN
  • Enter SMS OTP
  • Create User ID & Password
  • Agree to Terms and Condition
  • Enter and confirm new PIN (6 numbers)



  • Set up an auto payment of the exact amount of your bill Water and electricity bill payments (SEWA, DEWA, FEWA)
  • Telecommunication bill payment (Etisalat, Du)
  • SALIK recharge, university fees payment



  • Immediate account to account fund transfer
  • Fund transfer anywhere around the world
  • Set up a standing instructions



  • Pay any credit card with other banks
  • Auto credit card payment setup
  • Prepaid card reload
  • Credit Card statement (print, email or download)
  • Within SIB Credit card payment with auto payment feature
  • Payment history and tracking
  • Activate / Block Credit Cards instantly
  • Auto Debit Percentage change request
  • Limit increase request
  • Credit card Re-Issuance Application



  • View accounts, finances, deposits details
  • Advance salary “Tayseer” request
  • Cheque book request
  • Certificate request
  • View cheque images (inward & outward)
  • Donation (Zakat , Sadqat)
  • University fees payment
  • Air Arabia tickets payment 


Enter the world of Online Banking visit www.sib.ae or download SIB Digital now. 


Security tips: 


SIB takes online security very seriously. We have invested in a state-of-the-art encryption technology and firewalls to help protect you and allow you to bank online in a safe & private manner. While we do our best to protect you from online fraudsters and scam artists, we urge you to be alert and take simple precautions to protect yourself and your finances.



  • Access SIB online banking services only through our website www.sib.ae
  • Ensure that the address bar has a 'https://', a green background and a visible padlock
  • Change your password on a regular basis and login to your online account frequently to verify your transactions
  • Keep your computer updated with the latest antivirus programs

Keep in mind:


  • SIB will never send e-mails that ask for confidential information like account information, credit/debit card details, PINs or Online banking details.
  • We will never send you an email asking you to verify your secure Online Banking details.
  • Genuine emails from us never contain links for product information, application forms or to the Online anking sign in page.
Share Print Send


Access your account even more quickly with our convenient & secure Phone Banking...



With friendly advisers to help you 24/7, our telephone banking service is just like having a branch at the end of the phone.


Just call us on 06-5999999 anytime. 

Key services available in our IVR


Check your Account, Card and Finances balances easily
Check your Account transactions history 
Activate or deactive your Debit/Credit or Prepaid Card in a few seconds
Get started with Online/Mobile Banking registration or recover forgotten user ID/password
Make local and international transfers
Pay your utility bills, top-up your Salik accountZakat & Sadaqa payments
Apply for Fixed and Recurring Deposit Accounts
SIB branches & ATM locations
Profit and exchange rates information
Update personal information
Request for Bank statements by fax

IVR Registration:


1. Contact our Call Center on 06-5999999

2. Choose a language (Arabic – English)

3. Press "1" for account information

4. Insert your Debit / Credit Card number followed by # key


5. Follow phone banking service guidance

Share Print Send



SIB offers the SMS Service as you can now check your financial transactions through SMS and receive an automatic notification of account activity 24/7.


How to apply?


You need to visit the nearest branch and submit your application.


To inquire about your accounts, deposits, installments and many other services via SMS, you can send your information requests to 6667 from your registered mobile number with Sharjah Islamic Bank as per following services' codes: 


Pull SMS service codes:

  Service Text to be sent
LM To change the language mode

To receive SMS in Arabic: LM<space>A

To receive SMS in English:  LM<space>E


AB Account balance AB<space><13 digits Account Number
AS Account Summary AS<space><Base Number>
LF Last five transactions LF<space><13 digits Account Number>
VB Visa card balance VB<space><Base Number>
FD Fixed deposit details FD<space><FD Reference Number>
DI Murabaha /Ijarah/ installments DI<space><Deal Reference Number>
SO Standing orders SO<space><13 digits Account Number>
BO Balance orders BO<space><13 digits Account Number>
EX Exchange Rate EX
IBAN IBAN code IBAN< space><13 digits Account Number>
OPTIN Opt-in for marketing companies OPTIN
OPTOUT Opt-out for marketing companies OPTOUT
Share Print Send



Sign up to e-Statements and make a positive difference to the environment...


At Sharjah Islamic Bank, we are constantly working towards creating a paperless world. Join us in our 'Go Green' initiative- register for e-Statements and receive your bank statements electronically for FREE! 



With e-Statements, you can take advantage of:


  • 24/7 access to your past and present statements
  • Reduced paper filing of statements
  • Email alerts when your statement is available for viewing
  • No waiting to receive your statement in the mail
  • Great security as you will be able to view your e-Statements through your personal email
  • Fast delivery via email so you don’t have to wait for your physical mail to be delivered to your postal address



You can easily register in e-statement through any of the following:


1. Branches: Visit any of our branches and apply


2. Online Banking: Visit our Online Banking Service on www.sib.ae then login and register


3. SMS: Send ST (your email address) to 6667 from your registered mobile number for example: ST<Space>[email protected]


4. Fill out and sign the attached form below and drop it at your nearest SIB branch.


Share Print Send




Why wait in long ques? There are so many ways to pay your bills from Sharjah Islamic Bank...


Enjoy the convenience of paying all your utility bills anytime, anywhere from your Online Banking account, Phone Banking Service (IVR) or any of our ATM machines spread around the UAE.


You can pay:


Your water & electricity bills

Sharjah Electricity & Water Authority (SEWA)

Dubai Electricity & Water Authority (DEWA)

Etisalat bill services