Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...
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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
How many Smiles do you have?
Smiles earned
this can earn me
Online Shopping (electronics, headphone, smartphone & more)
Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)
Cashback (AED 100 to AED 500)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
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Personal Finance For all your lifestyle needs.
Car Finance Your new ride awaits.
Real Estate Finance Own your dream home.
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowProfit Rate
Profit Rate
AED445
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowProfit Rate
Profit Rate
AED713
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowProfit Rate
Profit Rate
AED355
Monthly Payments
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Easy, convenient banking.
Car Finance
With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.
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Personal Finance
There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.
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Real Estate Finance
Move into the home your family deserves
Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.
Apply nowNews & updates
22 Apr, 2022
SIB net profit increase in the 1st Quarter 2022
Sharjah Islamic Bank announced an increase in its operating profit before provisions by 17.1%, amounting ...
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22 Mar, 2022
ASAS Real Estate launches sales of Phase II of “Mazairah”
After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...
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18 Feb, 2022
Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...
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20 Jan, 2022
Sharjah Islamic Bank's net profit increased by 27%
Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of 26.7% in the net profit ...
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20 Oct, 2021
Sharjah Islamic Bank to raise foreign ownership limit to 40%
SIB has announced that its board of directors agreed to raise the percentage of foreign ownership in the ...
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17 Oct, 2021
SIB's net profit increased by 30%Proposes to allow Bank’s foreign ownership limit to 40%
Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit reaching at AED 458.0 million ...
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20 Oct, 2020
Sharjah Islamic Bank achieved an increase in its operating profits before provisions amounting to AED ...
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17 Aug, 2021
SIB launches New Digital Account
SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...
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01 Sep, 2021
Sharjah Islamic Bank announced the launch of its all new website at www.sib.ae, featuring an innovative ...
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13 Jun, 2021
SIB named as one of Forbes’ 100 most powerful companies in the Middle East
Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most powerful companies in the ...
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30 Jun, 2021
SIB opens 35th branch in Rahmania Mall
Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...
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17 Jun, 2021
SIB opening a new branch in Abu Dhabi Mall
SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...
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21 Jun, 2021
SIB opens a new office at Al Qasimia University
SIB recently opened a new office at AlQasimia University to expand its reach and offer greater ...
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08 Aug, 2021
ASAS Real Estate launches sales of Al Tai Lands project
ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...
Read MoreForeign Exchange Rates
GBP
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BHD
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EUR
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INR
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JOD
Buy 5.15932 Sell 5.22417
PKR
Buy 0.020579 Sell 0.020838
QAR
Buy 1.00352 Sell 1.01613
SAR
Buy 0.97395 Sell 0.986191
USD
Buy 3.65 Sell 3.67
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