Building blocks of trust to shape your business
Our dedicated team closely works with Government department and related entities, and share market insight and suggest new banking products and services, which help them to improve banking experience with SIB. In recent past, our team has financed all major projects of Sharjah government and its related entities and looking ahead to provide innovative solitons in the years to come.
Our business team, is working with different government entities across UAE, to provide them different financing and digital banking solutions i.e. integrated advance technological host-to-host system where funds transfer service through their own system, which helps government entities to make payments swiftly and maintains the full record which in integrated with their system. This is one of the few services our team has provided with the great success.
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Important Update on Visa Credit Cards
Effective: 31st December 2024
SIB Credit Cards (Visa) will be discontinued and closed on 31 Dec 2024. We encourage you to settle any outstanding balance on this card before this date.
Existing SIB Visa Credit Cardholders are offered the option to avail our all new Smiles Platinum Visa Covered Card that hosts a wide range of benefits.
SMS “Platinum” to 6667 to contact you, or feel free to call us on 065999999 for more information.
Building blocks of trust to shape your business
Our dedicated team closely works with Government department and related entities, and share market insight and suggest new banking products and services, which help them to improve banking experience with SIB. In recent past, our team has financed all major projects of Sharjah government and its related entities and looking ahead to provide innovative solitons in the years to come.
Our business team, is working with different government entities across UAE, to provide them different financing and digital banking solutions i.e. integrated advance technological host-to-host system where funds transfer service through their own system, which helps government entities to make payments swiftly and maintains the full record which in integrated with their system. This is one of the few services our team has provided with the great success.
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Tayseer "Salary Advance" Service Discontinued
20 June 2024
Effective 20 June 2024, Tayseer “Salary Advance” will no longer be available.
We provide a variety of products and services that helps manage your financial liabilities and organize your expenses. Whether it is an installment postponement, additional finance, or a covered card, we are here to meet your banking needs.
To know more, contact our 24x7 team through 065999999 or visit your nearest branch www.sib.ae/FindUs
Building blocks of trust to shape your business
Our dedicated team closely works with Government department and related entities, and share market insight and suggest new banking products and services, which help them to improve banking experience with SIB. In recent past, our team has financed all major projects of Sharjah government and its related entities and looking ahead to provide innovative solitons in the years to come.
Our business team, is working with different government entities across UAE, to provide them different financing and digital banking solutions i.e. integrated advance technological host-to-host system where funds transfer service through their own system, which helps government entities to make payments swiftly and maintains the full record which in integrated with their system. This is one of the few services our team has provided with the great success.
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Safe Deposit Locker
Fees & Eligibility Update
To enhance our banking services and to ensure complete transparency, we have revised the Safe Deposit Locker eligibility criteria, effective 1 April 2024, the following criteria will apply on Safe Deposit Locker applications:
1- Customer minimum salary AED 40,000
2- Or minimum average balance for 6 months AED 300,000
3- Security Deposit AED 3,000
4- Minors and Non UAE residents are not eligible
View Schedule of Fees & ChargesOur commitment to unparalleled service



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Frequently asked questions
What's the difference between Murabaha and Ijarah personal finance?
Murabaha covers finance solutions for goods, while Ijarah covers services.
Can I cover my rent payments with Personal Finance?
Yes, you can apply for our Ijarah Services solution under SIB's Personal Finance umbrella to cover rent for not only your home, but also office and commercial space.
How long does the Personal Finance application process take?
The exact processing period for applications depends on personal circumstances, but you can rest assured that our approvals are generally fast and straightforward.
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.