Residential Finance
Own a place of your own….
Customized to bring you a host of flexible property finance solutions to suit your needs. Whether you want to own a ready apartment, villa, or townhouse, build your own home, buy a piece of land, or invest in a non-residential property; we at Sharjah Islamic Bank can assist you.
Features & Benefits
Apply Now

Residential Finance
Own a place of your own….
Residential Finance
Own a place of your own….
Customized to bring you a host of flexible property finance solutions to suit your needs. Whether you want to own a ready apartment, villa, or townhouse, build your own home, buy a piece of land, or invest in a non-residential property; we at Sharjah Islamic Bank can assist you.
Features & Benefits
Apply Now

Residential Finance
Own a place of your own….
Residential Finance
Own a place of your own….
Customized to bring you a host of flexible property finance solutions to suit your needs. Whether you want to own a ready apartment, villa, or townhouse, build your own home, buy a piece of land, or invest in a non-residential property; we at Sharjah Islamic Bank can assist you.
Features & Benefits
Apply Now

Residential Finance
Own a place of your own….
Our commitment to unparalleled service

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Frequently asked questions
What's the difference between Murabaha and Ijarah personal finance?
Murabaha covers finance solutions for goods, while Ijarah covers services.
Can I cover my rent payments with Personal Finance?
Yes, you can apply for our Ijarah Services solution under SIB's Personal Finance umbrella to cover rent for not only your home, but also office and commercial space.
How long does the Personal Finance application process take?
The exact processing period for applications depends on personal circumstances, but you can rest assured that our approvals are generally fast and straightforward.
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.