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Features and Benefits

Benefits

Custom-made Investment Products

Customized investment products that meet your unique needs and financial objectives.

Maxplus Deposit Account

Maximum Profit Maximum Flexibility Profit rate up to 9.00% (36 months tenure) and 3.75% (18 months tenure). Finance against your deposit up to 90%. Access fund anytime without breaking the deposit

Smiles Cards
Cashback Card
Credit cards

Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

this can earn me

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

Learn more

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

Apply Now

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

Apply Now

We've got you covered!

Custom-made Investment Products

Custom-made; Sharia'a compliant, investment products that meet your unique needs and financial ...

Car Finance

innovative financing solutions for new and used cars, based on Murabaha concept

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Accounts

Managing financials and investments easily and securely

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Fixed Deposit Account

 a profit earning account which offers individuals a share in SIB profit distributions by ...

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Real Estate Finance

Own the home of your dreams with  flexible solutions and competitive profit rates.

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Create your ideal plan

personal-financing
Personal Finance For all your lifestyle needs.
car-financing
Car Finance Your new ride awaits.
real-estate-financing
Real Estate Finance Own your dream home.
  • Please select your nationality

Finance Amount (Use progress bar or edit amount manually):
AED

100001000000

Tenure (Use progress bar or edit amount manually):
Months

1 Years4 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

449

Monthly Payments personal-financing
  • Car Type

Car Value:
AED

200001000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually):
Months

1 Years5 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

710

Monthly Payments car-financing
  • Property type

  • Please select your nationality

Property Value
AED

300008000000

Down payment
%

099

Tenure (Use progress bar or edit amount manually)::
Months

1 Years25 Years

Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.

Apply Now

Installment

Installment

AED

365

Monthly Payments real-estate-financing

The smarter way to bank

SIB Digital Account

The future of banking

Instant Account Opening

Zero Minimum Balance

Without Salary Transfer

Apply Now

Business Capital
Finance 


Learn More

Bank on the move with SIB Digital Banking

Foreign Exchange Rates

GBP

Buy 4.873198 Sell 4.93445

BHD

Buy 9.68964 Sell 9.81143

EUR

Buy 4.027576 Sell 4.078199

INR

Buy 0.048032 Sell 0.048635

JOD

Buy 5.15932 Sell 5.22417

PKR

Buy 0.020579 Sell 0.020838

QAR

Buy 1.00352 Sell 1.01613

SAR

Buy 0.97395 Sell 0.986191

USD

Buy 3.65 Sell 3.67

How can we help you?

Get advice

We can help you choose the ideal option according to your lifestyle and needs.

Give us feedback

Write to us and we will get back to you soon.

Apply Online

Start Banking with SIB today.

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