Watani Prepaid Card
Proudly displaying the colors of our national flag, manage your spending with an exclusive rechargeable card, packed with many of the most popular Prepaid Card features.
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Annual fee
AED 52.50
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More than
150
ATM Machines

Watani Prepaid Card features and benefits
Prepaid Card Limits | |
---|---|
Limit Category | Limit Amount |
Minimum Load/Reload Amount | AED 100 |
Daily Load Limit | AED 10,000 |
Daily POS Purchase Limit | AED 25,000 |
Daily ATM Cash Withdrawal Limit (SIB) | AED 10,000 |
Daily ATM Cash Withdrawal Limit (Non-SIB) | AED 10,000 |
Maximum Total Balance Allowed on the Card at anytime | AED 40,000 |
Maximum Aggregate Load Amount in any 12 Months | AED 180,000 |
Required Documents
- Application form
- Passport & Emirates ID copy
- Valid residence visa for expats
Terms and Conditions
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Frequently asked questions
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
Can I make online purchases with my Debit Card?
Yes, online shopping with your Sharjah Islamic Bank Debit Card is easy, convenient and safe. Take all the necessary precautions while purchasing items on the Internet and shop only with reputable and widely trusted outlets.
Is World the only Smiles Card on offer?
SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.
How are SIB's Prepaid Cards different from one another?
Each of our Prepaid cards has its own special features, purpose and benefits. Find out more on the Our Cards page to compare benefits and rewards easily and conveniently.