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Smiles Cards

Be rewarded with exclusive lifestyle benefits.

World Elite Features and Benefits

300+ airlines

Explore the world with special fares

10% Off

Cleartip.com travel discount

Gift vouchers & cashback

Redeem your Smiles for cashback or vouchers at your favorite stores.

Lounge access

Unlimited complimentary access to over 900 airport lounges worldwide


Withdraw up to 80% of your balance

Transfer your outstanding card balance from other banks and repay in installments

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Need urgent cash? Get "Easy Cash"

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Convert your purchases and pay in easy installments for up to 12 months.

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Add-ons and bonus features

Enjoy unlimited complimentary access to over 1200 airport lounges worldwide

Convenient utility
bill payments with SIB Digital App

Explore Unlimited & Complimentary 


Enjoy convenience and total peace of mind

Your Smiles World Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.

50,000 Bonus Smiles*
Balance transfer
24-hour call center
Easy Cash
Mastercard Offers
Easy Pay
SMS alerts
Worldwide Access

Required Documents

    Salaried Customers:

    • Application form
    • Passport & Emirates ID copy
    • Valid residence visa for expats
    • Salary certificate
    • Salary slip
    • Three months bank statement

    Self Employed Customers:

    • Application form
    • Passport & Emirates ID copy
    • Three months bank statement
    • Valid trade license
    • Memorandum of association/Partnership agreement/ Power of attorney (if applicable)

What would you like to do?

Give us feedback

Write to us and we will get back to you soon.

Apply for a card

Sign up by filling out an online application.

Compare Cards

We can help you choose the ideal option according to your lifestyle and needs.

Frequently asked questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.

SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.

Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.


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