Loading...

Skip to main content
Till 30 September 2025

Back to School!

Warning:

If only the minimum payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance.

Cashback Card
Smiles Cards
Prepaid Cards
Debit Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Wallet, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

Apply Now

Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

this can earn me

Gift Vouchers (Zara, Sharaf DG, Magic Planet, Tribes & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Cashback (AED 100 to AED 500)

Online Shopping (electronics, headphone, smartphone & more)

Learn more

Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

Apply Now

Tailored to your daily lifestyle

Our Card Benefits

  • Free UNLIMITED access to more than 27 airport lounges*.
  • 24/7 service via phone and Online Banking, easy ATM utility bill payments.
  • Secure online shopping, special offers at hundreds of shops and restaurants.

And Much More...

Apply now

Add-ons and bonus features

Explore Unlimited & Complimentary 

Mastercard
Offers

Convenient utility
bill payments with SIB Digital App

What would you like to do?

Give us feedback

Write to us and we will get back to you soon.

Apply for a card

Sign up by filling out an online application.

Compare Cards

We can help you choose the ideal option according to your lifestyle and needs.

Install

We use cookies to personalize content and ads, to provide social media features and to analyze our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. You consent to our cookies if you continue to use our website.

Rotate For an optimal experience, please
rotate your device to portrait mode.