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Smiles Cards

Travel more on 300+ Airlines 50,000 bonus smiles*

Smiles Credit Card

Apply and earn up to 50,000* Bonus points with Smiles Card.

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Benefits and Rewards of Smiles Card

International
Domestic

Smiles Rewards

  • Earn 2 smiles for every AED 2 spent on international purchases*
  • Fly for free with over 300 airlines, free stays at over 300,000 hotels, and many more

Check how many Smiles you can earn against your spends.

 
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10k
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80k
160k
320k

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Smiles earned

You can redeem the Smiles for:

Gift Vouchers

Cashback

Online Shopping

5-star hotel stays

Airlines Tickets

Smiles Rewards

  • Earn 1 Smile for every AED 2 spent on purchases within the UAE*
  • Earn 0.5 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description

Check how many Smiles you can earn against your spends.

 
5k
10k
20k
40k
80k
160k
320k

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Smiles earned

You can redeem the Smiles for:

Gift Vouchers

Cashback

Online Shopping

5 star hotel stays

Airlines Tickets

300 Airlines

Fly for free

20% Off

Cleartrip.com travel discount

Buy 1 Get 1 Free

VOX Cinema Ticket

10% Off

Cleartip.com travel discount

Transfer your outstanding card balance from other banks and repay in installments

Learn more

Other Benefits & Add-Ons to Enjoy

Get Airport Lounge access in over
150 countries worldwide

Pay on the go
with Apple Pay
and Samsung
Pay

Easy utility bill
payments

Learn More

Card Detail Discounts and offers in 1,900 locations and counting.

More Cashback card benefits

Cashback

Caps on cashback spending with an SIB Cashback credit card.

Category Cashback Cashback cap
(per statement cycle)
On all fuel spends in the UAE 10% AED 100
On all supermarket spends in the UAE 3% AED 200
On all other spends 1% No cap

Travel

Reliable banking for all your day-to-day needs.

Category Cashback Cashback cap
(per statement cycle)
On all fuel spends in the UAE 10% AED 100
On all supermarket spends in the UAE 3% AED 200
On all other spends 1% No cap

24 / 7 Security for your ease of mind

50,000 Bonus Smiles*
Mastercard Offers
Worldwide Access
Easy Cash
24 Hour Assistance24

Required Documents
  • Application form
  • Passport & Emirates ID copy
  • Valid residence visa for expats
  • Salary certificate
  • Salary slip
  • Three months bank statement
Terms and Conditions

I want to…

Contact SIB

Need to talk with us? Contact us our representative will help you

Apply for a card

Sign up by filling out an online application.

Compare Cards

We can help you choose the ideal option according to your lifestyle and needs.

Frequently Asked Questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

Yes, online shopping with your Sharjah Islamic Bank Debit Card is easy, convenient and safe. Take all the necessary precautions while purchasing items on the Internet and shop only with reputable and widely trusted outlets.

After you’ve submitted your online application form, you will be required to bring your original passport and UAE national ID card to your branch, along with a valid UAE residence visa if you’re an expat. You must be over 18 years of age to apply and have a minimum balance of AED 3,000 in your account.

The Group Credit Life Takaful is an Islamic insurance scheme that protects your loved ones by covering your liabilities with Sharjah Islamic Bank in the event of death or Permanent Total Disability (PTD).

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