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Smiles Cards

Be rewarded with exclusive lifestyle benefits.

Smiles Titanium Mastercard

Your gateway to enjoy various benefits, privileges and rewards. Earn points with every transaction, and redeem your Smiles for anything from airline tickets and hotel stays, to cashback and gift vouchers. Choose exceptional rewards!

Redeem your Smiles:
- Fly for free with over 300 airlines from anywhere to everywhere
- No blackout dates, no extra cash payment for taxes nor surcharges
- Free unlimited access to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop, Gift Vouchers & Cashback

Log on to www.sibsmiles.com to redeem instantly!

Smiles Titanium features and benefits

International
Domestic

Smiles Rewards

  • Earn 2 smiles for every AED 2 spent on international purchases*
  • Fly for free with over 300 airlines, free stays at over 300,000 hotels, and many more

Check how many Smiles you can earn against your spends.

 
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Smiles earned

You can redeem the Smiles for:

Gift Vouchers

Cashback

Online Shopping

5-star hotel stays

Airlines Tickets

Smiles Rewards

  • Earn 1 Smile for every AED 2 spent on purchases within the UAE*
  • Earn 0.5 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description

Check how many Smiles you can earn against your spends.

 
5k
10k
20k
40k
80k
160k
320k

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Smiles earned

You can redeem the Smiles for:

Gift Vouchers

Cashback

Online Shopping

5 star hotel stays

Airlines Tickets

300+ airlines

Explore the world with special fares

10% Off

Cleartip.com travel discount

Buy 1 Get 1 Free Ticket

at Cinepolis Cinema, Sharjah Oasis Mall

Buy 1 Get 1 Free offers

Up to 2 VOX Cinema tickets monthly

Chauffeur rides

Discounted Uber rides

Gift vouchers & cashback

Redeem your Smiles for cashback or vouchers at your favorite stores.

Cash

Withdraw up to 80% of your balance

Transfer your outstanding card balance from other banks and repay in installments

Learn more

Need urgent cash? Get "Easy Cash"

Learn more

Convert your purchases and pay in easy installments for up to 12 months.

Learn more

Add-ons and bonus features

VIP lounge access in 12 key airports
across the Middle East

Convenient utility
bill payments with SIB Digital App

Pay on the go
with Apple Pay
and Samsung
Pay

Easy Payment Plans at over 100 outlets!

Enjoy convenience and total peace of mind

Your Smiles Titanium Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.

SMS alerts
24-hour call center
Mastercard Offers
Worldwide Access
Easy Cash
Easy Pay
Balance transfer

Required Documents

    Salaried Customers:

    • Application form
    • Passport & Emirates ID copy
    • Valid residence visa for expats
    • Proof of income
    • Salary slip

    Self Employed Customers:

    • Application form
    • Passport & Emirates ID copy
    • Proof of income
    • Valid trade license
    • Memorandum of association/Partnership agreement/ Power of attorney (if applicable)

What would you like to do?

Give us feedback

Write to us and we will get back to you soon.

Apply for a card

Sign up by filling out an online application.

Compare Cards

We can help you choose the ideal option according to your lifestyle and needs.

Frequently asked questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.

SIB also offers the World Smiles Mastercard, which has its own exclusive features. Find out more about the World Smiles card on the Our Cards page, and compare its benefits and rewards with the Titanium Smiles easily and conveniently.

Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.

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