Cards

Introducing the all-new Sharjah Islamic Bank “Smiles” Credit Card, the card that rewards you in every aspect of your life.

With the unique Smiles rewards program you can earn “Smiles” points and redeem them in a variety of ways, from airline tickets and hotel stays to car rentals and electronics, Smiles has them all for you.

Redeem your “Smiles”

- Fly for free with over 300 airlines from anywhere to everywhere
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop with over 13,000 items
- Redeem your Smiles for vouchers at your favorite stores, Zara and Home Centre are just a few.

Log on to www.sibsmiles.com to redeem instantly!

Titanium “Smiles” Mastercard® Card benefits

Earn 1 Smiles for every AED 2 spent locally*

Earn 2 Smiles for every AED 2 spent internationally*

Complimentary unlimited lounge access in 12 key Middle East airports

No blackout dates, no cash payment for taxes nor surcharges

Instant cash

Discounted chauffeur rides with "Careem"

Hundreds of complimentary offers with Mastercard Buy 1 Get 1 mobile app

Buy 1 Get 1 Free VOX Cinema Ticket - Up to 2 tickets per month

Required Documents:

Completed application form

Passport & Emirates ID copy

Valid residence visa (for expats)

Salary certificate

Salary slip

Three months bank statements

APPLY NOW

Smiles Application Form

Smiles Supplementary Form

* Earn 0.5 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description

Introducing the all-new Sharjah Islamic Bank “Smiles” Credit Card, the card that rewards you in every aspect of your life.

With the unique Smiles rewards program you can earn “Smiles” points and redeem them in a variety of ways, from airline tickets and hotel stays to car rentals and electronics, Smiles has them all for you.

Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance

Redeem your “Smiles”

- Fly for free with over 300 airlines from anywhere to everywhere
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop with over 13,000 items
- Redeem your Smiles for vouchers at your favorite stores, Zara and Home Centre are just a few.

Log on to www.sibsmiles.com to redeem instantly!

World “Smiles” Mastercard® Card benefits

Earn 1.5 Smiles for every AED 2 spent locally*

Earn 3 Smiles for every AED 2 spent internationally*

No blackout dates, no cash payment for taxes nor surcharges

Unlimited complimentary lounge access to over 850 airports around the globe

Starwood Hotels & Resorts complimentary hotel nights

Cleartrip.com travel discount

Luxury serviced apartment discounts

Hertz Gold Plus Rewards® Five Star membership

Discounted chauffeur rides with Careem

Discounted fast track travel visa service

Exclusive SPA offers across Fairmont, Raffles and Swissôtel

Hundreds of complimentary offers with Mastercard Buy 1 Get 1 mobile app

myUS Premium shipping discounts

Travel inconvenience & cancellation insurance

Travel accident & medical insurance

Buy 1 Get 1 Free VOX Cinema Ticket - Up to 4 tickets per month

Required Documents:

Completed application form

Passport & Emirates ID copy

Valid residence visa (for expats)

Salary certificate

Salary slip

Three months bank statements

APPLY NOW

Smiles Application Form

Smiles Supplementary Form

* Earn 0.75 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description

Apply Now: Easy Cash Application Form

- Terms & Conditions

- Apply Now: Balance Transfer Application Form

- Terms & Conditions

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A card just as flexible as cash...

Designed exclusively for the daily use, Sharjah Islamic Bank's debit card is accepted at thousands of outlets worldwide and is packed with great features and outstanding benefits.