Introducing the all-new Sharjah Islamic Bank “Smiles” Credit Card, the card that rewards you in every aspect of your life.

With the unique Smiles rewards program you can earn “Smiles” points and redeem them in a variety of ways, from airline tickets and hotel stays to car rentals and electronics, Smiles has them all for you.

Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance

Redeem your “Smiles” 

- Fly for free with over 300 airlines from anywhere to everywhere
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop with over 13,000 items
- Redeem your Smiles for vouchers at your favorite stores, Zara and Home Centre are just a few.

Log on to www.sibsmiles.com to redeem instantly! 

World “Smiles” Mastercard® Card benefits

Required Documents:

APPLY NOW

Smiles Application Form

Smiles Supplementary Form

Terms & Conditions

Schedule of Charges

VOX Cinema Promo T&C

Letter of Consent

User Guide

* Earn 0.75 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description

Introducing the all-new Sharjah Islamic Bank “Smiles” Credit Card, the card that rewards you in every aspect of your life.

With the unique Smiles rewards program you can earn “Smiles” points and redeem them in a variety of ways, from airline tickets and hotel stays to car rentals and electronics, Smiles has them all for you.

Redeem your “Smiles” 

- Fly for free with over 300 airlines from anywhere to everywhere
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop with over 13,000 items
- Redeem your Smiles for vouchers at your favorite stores, Zara and Home Centre are just a few.

Log on to www.sibsmiles.com to redeem instantly! 

Titanium “Smiles” Mastercard® Card benefits

Required Documents:

APPLY NOW

Smiles Application Form

Smiles Supplementary Form

Terms & Conditions 

Schedule of Charges

VOX Cinema Promo T&C

User Guide

* Earn 0.5 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description 

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