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Smiles Cards

Be rewarded with exclusive lifestyle benefits.

Smiles World Mastercard

The card that rewards, earn “Smiles” points with the unique Smiles rewards program and redeem them in a variety of ways, from airline tickets and hotel stays to electronics and gift vouchers.

Apply and earn 50,000 Bonus Smiles for spending AED 20,000 within 90 days of card issuance.

Redeem your Smiles:
- Fly for free with over 300 airlines from anywhere to everywhere
- No blackout dates, no extra cash payment for taxes nor surcharges
- Free unlimited access to 900+ airport lounges
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop, Gift Vouchers & Cashback

Log on to www.sibsmiles.com to redeem instantly!

Smiles World features and benefits

International
Domestic

Smiles Rewards

  • Earn 3 Smiles for every AED 2 spent internationally*
  • Fly for free with over 300 airlines, free stays at over 300,000 hotels, and many more

Check how many Smiles you can earn against your spends.

 
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Smiles earned

You can redeem the Smiles for:

Online Shopping

Gift Voucher

Hotel Stays

Airline Ticket

Smiles Rewards

  • Earn 1.5 Smiles for every AED 2 spent locally*
  • Earn 0.75 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description

Check how many Smiles you can earn against your spends.

 
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10k
20k
40k
80k
160k
320k

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Smiles earned

You can redeem the Smiles for:

Online Shopping

Gift Voucher

Hotel Stays

Airline Ticket

300+ airlines

Explore the world with special fares

Buy 1 Get 1 Free offers

Up to 4 VOX Cinemas tickets monthly

10% Off

Cleartip.com travel discount

Buy 1 Get 1 Free Ticket

at Cinepolis Cinema, Sharjah Oasis Mall

Chauffeur rides

Discounted Uber rides

Gift vouchers & cashback

Redeem your Smiles for cashback or vouchers at your favorite stores.

Lounge access

Unlimited complimentary access to over 900 airport lounges worldwide

Cash

Withdraw up to 80% of your balance

Transfer your outstanding card balance from other banks and repay in installments

Learn more

Need urgent cash? Get "Easy Cash"

Learn more

Convert your purchases and pay in easy installments for up to 12 months.

Learn more

Add-ons and bonus features

Enjoy unlimited complimentary access to over 900 airport lounges worldwide

Convenient utility
bill payments with SIB Digital App

Pay on the go
with Apple Pay
and Samsung
Pay

Easy Payment Plans at over 100 outlets!

Enjoy convenience and total peace of mind

Your Smiles World Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.

50,000 Bonus Smiles*
Balance transfer
24-hour call center
Easy Cash
Mastercard Offers
Easy Pay
SMS alerts
Worldwide Access

Required Documents

    Salaried Customers:

    • Application form
    • Passport & Emirates ID copy
    • Valid residence visa for expats
    • Salary slip
    • Proof of income

    Self Employed Customers:

    • Application form
    • Passport & Emirates ID copy
    • Proof of income
    • Valid trade license
    • Memorandum of association/Partnership agreement/ Power of attorney (if applicable)

What would you like to do?

Give us feedback

Write to us and we will get back to you soon.

Apply for a card

Sign up by filling out an online application.

Compare Cards

We can help you choose the ideal option according to your lifestyle and needs.

Frequently asked questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.

SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.

Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.

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