Travel. Enjoy. Win!
Use your SIB Debit or Covered Card in hotel bookings, flights & international spends to win:
AED 100,000 or 100% Cashback (up to AED 10,000)
Eligible Transactions:
- Flight booking spends,
- Hotel booking spends,
- International Non-AED Spends: All purchases made in non-AED currencies
Campaign Details:
- Offer valid till 31st May 2025
- One Grand Prize of AED 100,000 for the highest international spender
- 15 winners of 100% Cashback, maximum AED 10,000
- Terms & Conditions apply
Winners
| Travel Campaign | ||
|---|---|---|
| Winner | Prize | |
| HAYTHAM AL HAJALI | Grand Prize - AED 100,000 | |
| AHMED MOHAMED | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| SHAMAIL ABDO | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| ALI AL QAHTANI | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| AMR SALAH | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| AHMED FAISAL | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| THIAB FARES | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| OBAID AL ZAABI | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| FAHAD AL SUWAILEM | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| KAMALUDDIN MAQBOOL | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| ANJANA BABU | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| MOHAMED IBRAHIM | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| HAMAD AL HAMMADI | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| RAMA AL SABBAGH | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| MOHAMED AL SHAMSI | 100% Cashback on monthly transactions (Up to AED 10,000) | |
| HASSAN SALEM | 100% Cashback on monthly transactions (Up to AED 10,000) | |
Product Information
Related Documents
Warning: If only the minimum repayment/payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance. Continuous failure to make the regular payments on time, will expose you to further charges (Late Payment to Charity) and may lead to further legal action by the bank. |
|---|
Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Wallet, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...
Apply Now
Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
How many Smiles do you have?
Smiles earned
this can earn me
Gift Vouchers (Zara, Sharaf DG, Magic Planet, Tribes & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Cashback (AED 100 to AED 500)
Online Shopping (electronics, headphone, smartphone & more)
Add-ons and bonus features
What would you like to do?
Give us feedback
Write to us and we will get back to you soon.
Apply for a card
Sign up by filling out an online application.
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We can help you choose the ideal option according to your lifestyle and needs.
Frequently asked questions
Do I need to register to receive the cashback points?
No, you are automatically enrolled in Cashback program once you activate the card.
Shall I earn 10% on all transactions made online or via wallets (Apple Pay or Samsung Wallet)?
All transactions made online or via wallets (Apple Pay or Samsung Wallet) whether domestically or internationally shall earn 10%* Cashback except utilities, telecom, supermarket and education.
*up to AED 300 per month
Can I redeem the points on whatever I spend during the month?
Cashback is calculated once the statement is generated. You can redeem the points earned on the previous statements if total points is equivalent to or greater than AED 100. Redemption can be done through Online & Mobile Banking “SIB Digital” or by calling 065999999.
Is there a minimum spend to qualify for the Cashback?
No, you earn points on every purchase transaction.
Can I make payments on the card using the Cashback points?
Cashback points will not be considered as card payment, it will be credited against the outstanding balance, therefore, it will not offset the minimum payment that you’re supposed to pay against the card.
How much do I need to spend to qualify for fee waiver second year onward?
You must spend AED 10,000 or above to qualify for the waiver. This excludes Balance Transfer, Cash Advances or fees.
When do the Cashback points expire?
Cashback must be redeemed within 36 months from the date you made the transaction.
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