Wealth Management SIB Academy




Whichever stage of life you're at, we can help with our secure  Sharia'a based financing solutions to help meet all your goals.  



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Drive the car of your dreams…

Sketch your dream car with our best Car Finance profit rates and attractive features. Whether you are looking for a new or used vehicle, Car Finance from Sharjah Islamic Bank has flexible repayment terms and competitive profit rates to help put you behind the steering wheel of your dream car.


Evaluate Anywhere!

Evaluate any pre-owned car of your choice, anywhere in the UAE with Sharjah Islamic Bank’s convenient “Evaluation Anywhere” option. A single phone call is all it takes to fix an appointment and venue to evaluate the car you want to finance.


For Evaluation Anywhere, please call:

800 Taqyeem (800-8279336)

Valustrat 04-9262233

Features & Benefits


Available for new and used cars
Long and flexible repayment periods
Islamic insurance financing available
Competitive rates

Required Documents:

Original passport & UAE National ID
Valid UAE residence visa for expats
3 months bank statement
Applicants should be 21 years & above
Apply now
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A Personal Finance designed around your needs...


Do you dream of investing in a new project? Buy new furniture for your home? Giving your kids the best education? Looking to get married & start a family?


Sharjah Islamic Bank’s Personal Finance will make your dreams come true. Get the Personal Finance you need:


  • Goods Finance

​​Types of Goods Murabaha Services Finance:

 ►Household Appliances
 ►Building Materials & Tools
 ►Personal Computers & Lap Tops
 ►Boats, Motorcycles & machineries*
 ►Other Sharia compliant Goods 



  • Services Finance

Types of Ijarah Services Finance:

 ►Hajj & Umrah
 ►Medical treatment
 ►Holiday packages / Air tickets
 ►House/Flat / office/ shop annual rent
 ►Wedding & Events expenses
 ►Other Sharia Compliant Services



Features & Benefits


Fast & easy approvals
High finance amounts
Flexible payment periods & up to three months grace period on first installment
Convenient monthly installments
Competitive rates

Required Documents:

Original passport & UAE National ID
Valid UAE residence visa for expats
3 months bank statement
Apply now


            *Terms & Conditions apply

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Own a place of your own…


If you are looking to buy a property to occupy or to invest in commercial property, we can assist you with your commercial or residential property finance requirements with competitive profit rates.


Get your dream property and finance the purchase of under construction/off-plan properties with our Real Estate Finance solutions for:


  • Residential Property: Available on Ready Property Finance & Residential Land
  • Non-Residential Property: A great opportunity to finance properties for commercial purposes
  • Under construction Property: Available to purchase under construction/ off-plan properties in SIB approved projects 

Features & Benefits


Long and flexible repayment periods
Fixed rent that gives you stability against rates fluctuation
Convenient monthly installments
Available for ready and under construction properties
Hassle-free approval process

Required Documents

  • Original passport & UAE National ID
  • Valid UAE residence visa for expatriates
  • Six months bank statement
  • Salary Transfer Letter Valuation Certificate
  • The property documents (Site Plan, Map &Title of Deed, etc...)
Apply Now
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Healthcare can be expensive....Let us give you a helping hand


Keep your health always your priority with our special medical financing programs available for University DentalHospital Sharjah (UDHS) and University Hospital of Sharjah (UHS) with attractive monthly installments and low profit rates.


University Dental Hospital in Sharjah (UDHS)


The University Dental Hospital in Sharjah is the first & largest dental hospital in UAE & the region. Built according to the latest international standards with 114 dental clinics all equipped with the latest modern medical technology.


The UDHS provides the following services:


  • Pediatric Dentistry
  • Preventive Dentistry
  • Orthodontics
  • Restorative Treatment
  • Root Canal & Jaw Treatment
  • Oral Surgery
  • Oral Machine
  • Radiology, is equipped with the latest imaging technology
  • The Cone Beam CT Scan to determine the exact causes of dental & bones diseases


University Hospital of Sharjah (UHS)


University Hospital of Sharjah opened its doors  on June 2011. The University Hospital of Sharjah has 8 'Centers of Excellence' specialties surrounding disease and surgical


  • Centre of Minimally Invasive Surgery and Obesity Surgery
  • Centre of Orthopedics and Rheuan, body system, gender or age under one proof:
  • Centre of Obstetrics, Gynecology, and Women Health
  • Centre of Diabetes and Endocrine Services
  • Centre of Digestive Diseases Medical /matology Diseases
  • Centre of Pediatrics and Pediatric Surgery
  • Centre of Urology and Men's Health
  • Centre of Medical Diagnostic Imaging and Interventional Radiology


Continue learning with SIB Education Finance...


Thinking about accomplishing your graduate or post-graduate studies? Finance your tuition with no processing fees and easy installments applicable on all programs at the University of Sharjah, American University of Sharjah (Ta’allam) and Al Ghurair University.


University of Sharjah – UOS

Continue your education in University of Sharjah & finance your tuition fees with SIB easy installments at 1.99% (3.64% reducing) starting profit rates.


American University of Sharjah – AUS (Ta'allam)

Finance your tuition fees at the American University of Sharjah in easy installments & low profit rates starting 2.99% (5.47% reducing) will secure your future.


Al Ghurair University

Finance Al Ghurair University tuirtion fees with profit rates starting from 0% annually. 

Features & Benefits 


No processing fees
Easy & fast approvals

Required Documents:

Original passport & UAE National ID
Valid UAE residence visa for expats
3 months bank statement
Apply Now