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1 July 2022 -> 31 August 2022

Summer Spends Campaign

Smiles Covered Cards

Learn more
Smiles Cards
Cashback Card
Prepaid Cards

Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?


Smiles earned

this can earn me

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

Learn more

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

Apply Now

Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

Apply Now
Required Documents

    Salaried Customers:

    • Application form
    • Passport & Emirates ID copy
    • Valid residence visa for expats
    • Salary slip
    • Proof of income

    Self Employed Customers:

    • Application form
    • Passport & Emirates ID copy
    • Proof of income
    • Valid trade license
    • Memorandum of association/Partnership agreement/ Power of attorney (if applicable)

How can we help you?

Get advice

We can help you choose the ideal option according to your lifestyle and needs.

Give us feedback

Write to us and we will get back to you soon.

Apply Online

Start Banking with SIB today.


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